The Premier Group at RE/MAX Central FAQs

Check out our FAQs!

We Have The Answers

  • Using a realtor has a lot of advantages! When operating alone, it is easy to get overwhelmed by all the logistics and steps of buying or selling your home.
  • When you choose a licensed realtor or a Real Estate Team like the Premier Group, you have access to:
    • A network of trusted mortgage lenders, attorney’s, home insurance companies etc.
    • A team of experienced professionals who handle all negotiations, paperwork, and logistics throughout the process
    • Professional photography, videography, marketing to sell your home for top dollar
    • Advising on every step in your journey of buying or selling your home.
  • There is no easy answer to this! Real Estate Peak seasons differ depending on area and specific home.
  • When considering the process of buying a home, here are some factors to consider:
    • How long has the home been on the market?
    • Has it been renovated recently?
    • Is it a suburban area or closer to the city?
  • Peak season for Real Estate Sales is “considered to be” from early Spring through Mid-Summer (March through June). However, as mentioned above, this does not mean you will be getting the best deal during these times. It is a matter of putting yourself out there! Leave the rest to your trusted Premier Group Agent.
  • There are many factors to look at before making the final decision. But to start your search, it is important to think about what your intentions are at the time of purchase:
    • Ex: If you are single and starting a new career, you may want access to quick transportation, and local attractions.
    • If you are starting a new family and want a place to raise kids, you may be looking for great school districts and a spacious backyard.
    • It all depends on your vision and intention. Be sure to communicate this to your Realtor, and we’ll be sure to find your perfect home!
  • First things first, make sure you reach out to a Mortgage lender to get pre-approved and start analyzing your budget. Once you have an idea, reach out to The Premier Group and let’s start the house hunting!
  • The average credit score in the U.S is approximately 680. Although unlikely, you may be able to get approved for a loan with a score as low as 500. However, the lower the score, the higher the down payment and interest rate.
  • If looking to buy a home, be sure NOT to add any new debts, apply for new credit lines, or make major changes in your career. Mortgage lenders want to see stability and consistency in your finances.
  • Down-payments vary depending on the time of which the loan is finalized.
  • FHA loans (popular for first time buyers) tend to be 3.5%-10%
  • Conventional loans are usually 5%-20%
  • Although very general, the average down payment on a home in the U.S for 2018, was 13%
  • An Escrow Account or a (Trust Account) is an account held by a third party to hold your allocated funds that assist with the payment of your property taxes and home insurance.
  • The quick answer is, no. This is up to your discretion, but highly recommended. You do not NEED an inspection when buying your new home. However, it is best to do inspection so that you can ensure you are receiving your property with no underlying issues that can cause future headaches.
  • On average, it takes 60-90 days to sell a home.
  • This all depends on many factors including location, local market, type of home, mortgage clearance, etc…

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